Synopsis: As the festive season approaches, leading banks such as Axis, ICICI, AU Small Finance Bank, and others have rolled out attractive offers to enhance customer spending. From discounts on electronics, travel, and shopping to special EMI plans and cashback offers, these banks are capitalizing on the festive fervor to provide significant savings to customers.
With the festive season in full swing, banks across India are gearing up to entice customers with a wide array of exclusive offers, discounts, and cashback schemes.
Top private sector banks like Axis Bank, ICICI Bank, Federal Bank, and AU Small Finance Bank are tapping into the celebratory mood by partnering with popular brands, e-commerce platforms, and various service providers to bring an elevated shopping experience.
The offers span various categories including travel, electronics, lifestyle, groceries, and more, and are designed to coincide with major festivals such as Durga Puja, Dussehra, Diwali, Lakshmi Puja, and Bhai Dooj.
Axis Bank's Festive Campaign:
Axis Bank is offering up to 25% discounts on a range of categories including shopping, luxury lifestyle, dining, and electronics.
For travellers, savings are available through partnerships with Cleartrip and MakeMyTrip.
Additionally, cardholders can enjoy a 5% cashback on purchases made on Flipkart, with the campaign running till October 6, 2024, on the Grab Deals platform.
Customers can avail up to Rs. 3,000 cashback on specific purchases, alongside deals featuring up to 50% cashback on over 50 brands.
ICICI Bank's Special Festive Offers
ICICI Bank is wooing its customers with discounts and EMI offers on top mobile brands such as OnePlus, Google Pixel, Xiaomi, and Realme.
Shoppers on Myntra and Tata Cliq can enjoy up to 10% off.
ICICI also has exclusive offers on home loans, car loans, two-wheeler loans, and education loans.
For tech enthusiasts, ICICI offers up to Rs. 5,000 instant cashback on iPhone 16 purchases, with credit cardholders eligible for Apple’s 'iPhone for Life' program, which allows interest-free installments over 24 months and a guaranteed buyback.
Federal Bank's Term Deposit Offers:
Federal Bank has introduced competitive term deposit rates, offering up to 7.55% interest and an additional 0.50% for senior citizens.
These fixed deposit schemes aim to protect customers from interest rate volatility by locking in higher rates for longer tenures.
Beyond this, Federal Bank has partnered with travel and lifestyle brands like Indigo, Ajio, Croma, and others to provide discounts across travel, electronics, and beauty products.
Cardholders also enjoy discounts on food delivery services such as Zomato and Swiggy, enhancing their festive shopping experience.
AU Small Finance Bank's Festive Deals:
AU Small Finance Bank is offering discounts on a range of categories, including travel, jewellery, electronics, and food, from October 3rd to November 3rd, 2024.
Special festive offers have been extended to business customers, providing benefits worth over Rs. 2,000 for new Current Accounts and digital activations.
Individual customers can take advantage of fixed deposit rates up to 8.50% and additional benefits with specialized Savings Accounts.
AU SFB is also offering a lifetime-free AU LIT Credit Card, with up to 75% off Branch Locker fees during the festive season.
Uttam Tibrewal, Executive Director & Deputy CEO of AU Small Finance Bank, remarked that the campaign extends beyond discounts, offering a holistic banking experience, including POS services, lockers, and term deposits.
In conclusion, this festive season, banks are going beyond traditional offers, providing customers with a unique blend of savings, convenience, and flexibility across their banking needs.
By partnering with top brands and offering exclusive deals, banks are not only enhancing the shopping experience but also making financial services more accessible.
Whether through attractive EMIs, special loan offers, or cashback rewards, these offers cater to the evolving needs of customers during a season of celebrations.
Disclaimer: The offers mentioned in this article are subject to terms and conditions set by the respective banks. Customers are advised to check with their bank or the respective platform for more details before availing of any offer. The information provided here is for general purposes only and should not be considered financial advice.
