Synopsis: In October 2025, banks across India will remain closed for up to 21 days due to a mix of national holidays, state-specific festivals, and weekends. While online banking services remain unaffected, customers are advised to check the detailed state-wise holiday list before visiting branches.
October 2025 Bank Holidays – Detailed Update
The Reserve Bank of India (RBI) has released the holiday calendar for October 2025, confirming that banks will remain closed for 15 official holidays in addition to weekend offs, making it a total of 21 days of non-working days for banks in different states.
It is important to note that not all holidays are applicable nationwide. While festivals like Mahatma Gandhi Jayanti, Dussehra, and Diwali are observed across India, certain holidays such as Kati Bihu in Assam or Kumar Purnima in Odisha are state-specific.
RBI classifies bank holidays under three categories:
- Negotiable Instruments Act Holiday
- Negotiable Instruments Act & Real Time Gross Settlement (RTGS) Holiday
- Banks’ Closing of Accounts
This means holiday observances will vary depending on regional festivities and state government notifications.
Complete List of Bank Holidays in October 2025
- October 1: Navaratri Ends/Maha Navami/Dussehra/Ayudhapooja, Vijayadasami/Durga Puja (Dasain)
- October 2: Mahatma Gandhi Jayanti, Dasara, Vijaya Dashami, Dussehra, Durga Puja (Dasain), Janmotsav of Sri Sri Sankardeva
- October 3–4: Durga Puja (Dasain)
- October 6: Lakshmi Puja
- October 7: Maharshi Valmiki Jayanti/Kumar Purnima
- October 10: Karva Chauth
- October 18: Kati Bihu
- October 20: Diwali (Deepavali)/Naraka Chaturdashi/Kali Puja
- October 21: Diwali Amavasya (Laxmi Pujan)/Govardhan Puja
- October 22: Diwali (Bali Pratipada)/Vikram Samvat New Year/Govardhan Puja/Balipadyami
- October 23: Bhai Bij/Bhaidooj/Chitragupt Jayanti/Laxmi Puja/Bhratridwitiya/Ningol Chakkouba
- October 27: Chhath Puja (Evening)
- October 28: Chhath Puja (Morning)
- October 31: Sardar Vallabhbhai Patel’s Birthday
Weekend Bank Closures in October 2025
- October 5 (Sunday)
- October 11 (Second Saturday)
- October 12 (Sunday)
- October 19 (Sunday)
- October 25 (Fourth Saturday)
- October 26 (Sunday)
What Customers Should Keep in Mind
- Banks will not be closed for 21 days in every state; closures depend on state-wise notifications.
- Online banking, UPI, ATMs, and mobile transactions will remain fully functional.
- Customers planning cash withdrawals, cheque clearances, or branch-related activities should plan well in advance, especially around long weekends and consecutive holidays.
Disclaimer: This article is based on the official RBI holiday calendar for October 2025. Holidays may vary by state, and customers are advised to confirm with their respective banks for local holiday schedules.
