Digital transactions have become an integral part of our daily lives, and a transformative force in this landscape is the integration of UPI payments through credit cards on the Paytm app.
Paying small amounts ranging from INR 10 to INR 100 at local Kirana stores, chai shops, or chat shops has evolved into a convenient payment method. This feature allows users to utilize credit for routine payments, reducing the reliance on savings accounts and the need to carry physical cards.
Through a simple process, users can link their RuPay Credit Card to UPI on the Paytm app, provided by Paytm Payments Bank. This enables users to make UPI payments with their credit cards, earning reward points with each transaction by scanning merchant QR codes.
As millions of merchants now accept payments through credit cards on UPI, this integration has a significant impact on the payment landscape, expanding credit card usage and supporting merchants through QR code assets.
The growing acceptance of RuPay credit cards on UPI fosters financial inclusion, benefiting merchants and businesses throughout India.
At the forefront of innovation, Paytm Payments Bank is driving the adoption of UPI payments with credit cards, envisioning a future where this technology reshapes the dynamics of the payment ecosystem in India.
